About WikiReverseMortgage
WikiReverseMortgage is a free question-and-answer library for homeowners 62 and older, their families, and the professionals who advise them. Every answer starts short and plain, then gives the details and sources.
Who runs this site
WikiReverseMortgage is run by Renee Konstantine, a Certified Reverse Mortgage Professional and Associate Broker with C2 Financial Corporation (NMLS #1360025; CA DRE #01343046; C2 Financial Corporation NMLS #135622). Renee is licensed in California and Washington. Answers are written to educate, not to sell, and sponsors never influence them.
Contact: reneek@c2financial.com · 619-244-7492
Editorial policy
- Every answer is reviewed by a credentialed reverse mortgage professional before it's published.
- Answers cite their sources, such as HUD guidance and federal regulations, and show when they were last reviewed.
- Answers explain trade-offs and alternatives, not just benefits.
- When rules change, affected answers are updated and re-dated.
- Found an error? Email us and we'll review it promptly.
Sponsorship policy
Sponsors help keep the site free. They never write, edit or approve answers. Sponsored content is always labeled. Advertisements must comply with federal and state advertising rules, including the FTC Mortgage Acts and Practices rule, and may not imply government endorsement. We may decline or remove any ad.
Not government affiliated
This site is not affiliated with or endorsed by HUD, FHA or any government agency. Educational information only; not legal, tax or financial advice. Equal Housing Opportunity.
Licensing disclosures
We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or source of income. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.
Minnesota residents: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with Minn. Stat. §47.206(3) and (4).
FHA Notice: As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on its relationships with FHA-approved lenders.